Security State Bank offers a variety of savings options designed to meet your short and long-term goals. Our competitive interest rates allow you to earn interest on all of our savings plans. Call us at (218) 736-5485 and ask for current rates.

Thrift Savings *

Our savings accounts have been designed to meet your needs. Give us a call–we’ve got an account that’s right for you.

  • Minimum Balance to Open $50.00
  • Minimum Balance to Avoid Fees $50.00
  • Monthly Maintenance Fee $1.00 if balance falls below minimum
  • Withdrawals $1.00 per debit in excess of 1 per month
  • Minimum Balance to Earn Interest $100 average daily
  • Interest Available Yes
  • Check Writing No
  • Monthly Maintenance Fee is waived if customer is 18 years or younger

Security Savings *

Our savings accounts have been designed to meet your needs. Give us a call–we’ve got an account that’s right for you.

  • Minimum Balance to Open $100.00
  • Minimum Balance to Avoid Fees $100.00
  • Monthly Maintenance Fee $1.00 if balance falls below minimum
  • Withdrawals $1.00 per debit in excess of 2 per month
  • Minimum Balance to Earn Interest $100 average daily
  • Interest Available Yes
  • Check Writing No
  • Monthly Maintenance Fee is waived if customer is 18 years or younger

MMDA Savings *

Our savings accounts have been designed to meet your needs. Give us a call–we’ve got an account that’s right for you.

  • Minimum Balance to Open $1,000.00
  • Minimum Balance to Avoid Fees $1,000.00
  • Monthly Maintenance Fee $5.00 if balance falls below minimum
  • Withdrawals $5.00 per debit in excess of 6 per month
  • Minimum Balance to Earn Interest $1,000 average daily
  • Interest Available Yes
  • Check Writing No

Retirement Savings *

Our savings accounts have been designed to meet your needs. Give us a call–we’ve got an account that’s right for you.

  • Minimum Balance to Open $100.00
  • Maintenance Fee N/A
  • Deposits Yes
  • Withdrawals $1.00 per debit in excess of 2 per month
  • Minimum Balance to Earn Interest $100 average daily
  • Interest Available Yes

6, 12, 24, 36 Month CD's

Our savings accounts have been designed to meet your needs. Give us a call–we’ve got an account that’s right for you.

  • Minimum Balance to Open $900.00
  • Maintenance Fee N/A
  • Deposits Yes, only during grace period
  • Withdrawals Yes, penalty may apply on an early withdrawal
  • Also available as IRA's

Health Savings Account *

Our savings accounts have been designed to meet your needs. Give us a call–we’ve got an account that’s right for you.

  • Minimum Balance to Open $0
  • Maintenance Fee $3.50 / monthly
  • Deposits Yes
  • Minimum Balance to Earn Interest $100
  • Withdrawals $0
  • Interest Available Yes
  • Paper Statement Fee of $5.00 / monthly if no e-Statements are requested

Personal Savings Accounts

 Thrift Savings *Security Savings *MMDA Savings *
Minimum Balance to Open$50.00$100.00$1,000.00
Minimum Balance to Avoid Fees$50.00$100.00$1,000.00
Monthly Maintenance Fee$1.00 if balance under the minimum$1.00 if balance under the minimum$5.00 if balance under the minimum
Withdrawals$1.00 per debit in excess of 1 per month$1.00 per debit in excess of 2 per month$5.00 per debit in excess of 6 per month
Minimum Balance to Earn Interest$100 average daily$100 average daily$1,000 average daily
Interest AvailableYesYesYes
Check WritingNoNoNo
OtherMonthly Maintenance Fee is waived if customer is 18 years or youngerMonthly Maintenance Fee is waived if customer is 18 years or younger

* Fees could reduce earnings on this account.

Other Savings Accounts

 Retirement Savings *6, 12, 24, 36 Month CD'sHealth Savings Account *
Minimum Balance to Open$100.00$900.00$0.00
Maintenance FeeN/AN/A$3.50 / monthly
DepositsYesYes, only during grace periodYes
Withdrawals$1.00 per debit in excess of 2 per monthYes, penalty may apply on an early withdrawal$0.00
Minimum Balance to Earn Interest$100 average dailyNo$100 average daily
Interest AvailableYesYesYes
OtherAlso available as IRA'sPaper Statement Fee of $5.00 / monthly if no e-Statements are requested

Longer CD terms may be available.

* Fees could reduce earnings on this account.