Security State Bank offers several checking account plans designed to provide convenience in managing your business finances.  Any of our checking account plans can be packaged with online banking, cash management, ATM/Debit card, or our Instant Security overdraft protection account.

We also recognize non-profit organizations within our community and have designed a low-cost product to meet their needs.

To learn more about a specific checking account plan, scroll down the page or make a selection from the menu above.


Commercial Checking Our Commercial Checking account has been designed to meet the specific needs of corporations and large businesses.

	No minimum balance required to open account
	$6.00 monthly maintenance fee plus $.15 per transaction
	$.09 per non-Security State Bank item deposited
	$.05 per Security State Bank item deposited
	Earnings credit is available to offset service charges on average collected balance
	Fee of $20.00 if closed within six months
	Free Check Imaging
	Free On-line banking
	Debit cards available
	Cash Management Services available

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Commercial NOW Account Earn interest on every dollar in your checking account with our Commercial NOW account. The Commercial NOW account is available to eligible owners.

	$900.00 minimum to open account
	$8.00 monthly maintenance fee plus $.15 per transaction
	$.09 per non-Security State Bank item deposited
	$.05 per Security State Bank item deposited
	Fee of $20.00 if closed within six months
	Tiered interest rates credited monthly
	Free Check Imaging
	Free On-line banking
	Debit cards available
	Cash Management Services available

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Family Business Checking Our Family Business Checking account meets the needs of small business owners.

	$300.00 minimum to open account
	$4.00 monthly maintenance fee
	$.20 per transaction fee after 15 transactions per month
	Fee of $20.00 if closed within six months
	Free Check Imaging
	Free On-line banking
	Debit cards available
	Cash Management Services available

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Non-Profit Organizations We offer this low-cost checking account for the non-profit organizations we serve.

	$100.00 minimum to open account
	No transaction charges
	$2.00 maintenance fee per month if your average daily balance falls below $100.00
	Fee of $20.00 if closed within six months
	Free Check Imaging
	Free On-line banking
	Debit cards available
	Cash Management Services available

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Cash Management ACH Services

	$12.00 per month
	$7.00 per file
	$.07 per item
	$5.00 per occurrence - International ACH transaction

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Security State Bank of Fergus Falls is participating
in the Transaction Account Guarantee Program.

Important Disclosure Regarding Deposit Insurance on
Noninterest-bearing Transaction Accounts